If you are currently facing foreclosure, it would be in your best interest to contact a Houston bankruptcy lawyer. Whether you believe it or not, this type of attorney can put an instant halt to any foreclosure action initiated against you.
Maybe you recently lost your job and you’re having a tough time paying your bills. The economy is tight and the value of your home has dropped tremendously. Because of this, you cannot sell your home or try other traditional ways of getting out from under the mountain of debt you find yourself in.
You shouldn’t have to suffer because of the economy. It’s not your fault the housing market dropped so much since you bought your home. You have to do whatever you can to protect yourself, protect your home and give yourself a real opportunity to save what you’ve worked so hard to acquire.
How Can a Houston Bankruptcy Lawyer Help with My Foreclosure Nightmare?
Once you hire the attorney in Houston, they can immediately file for Chapter 13 bankruptcy on your behalf. This will instantly put a stop to the foreclosure process. It also allows the homeowner an opportunity to get their financial situation back under control.
This is very different than a short sale or a loan modification. You are not required to persuade the mortgage company to help you. This is a legal action that takes place in a court of law in the city of Houston, and the bankruptcy laws are clearly in your favor.
When Should I File Chapter 13 Bankruptcy?
If you are in danger of losing your home to foreclosure, it’s imperative that you contact a Houston bankruptcy lawyer immediately to put a stop to the foreclosure process. You cannot wait any longer, because the longer you wait, the worse it will be. You may end up losing your home if you wait too long, so don’t let it get that far.